Credit Card Payments

We are able to accept credit card payments through PayPal using the link from the bottom of this page. Partial or full payments may be made using this method. However, we do charge a small 3.1% one-time fee to cover what Paypal charges us for this service. (We are charged because we have a commercial account with them.)

The following is just an overview of our insurance and self-pay fee schedule. 

Private Insurance Coverage

Many private insurance companies pay Licensed Certified Professional Midwives. But not all companies are entirely familiar with midwifery care and state licensure. So they may initially say “no” to coverage out of their ignorance of Texas state laws. However, after they have been given the appropriate information, most (but not all) will agree to pay.  We use a professional billing service to bill insurance companies. The company we use specializes in midwifery claims. They are very good at communicating with insurance companies. They will are also happy to speak to our clients directly about any questions they may have.  So, if you have any questions about your insurance, please feel free to contact us.

Required Deposit or Deductible and Co-Pay for Private Insurance

A deposit of $2000 is required by 36 weeks gestation.  $400 of this is due at your first prenatal visit and the remainder may be paid out by installments. The deposit is applied towards your deductable, co-pay or any other unpaid percentage of your bill. For example: If your insurance company only pays 80% of the bill, you are still responsible for the other 20%. You will be given a refund of what ever you are owed after your insurance company pays us.

Self–Pay or "Cash–Pay" Plans

We offer special rates to clients who plan to pay the whole fee before their babies are born. In addition to this, we offer an extra discount to all of our repeat clients. We also offer a discount to anyone who is transfers care from another provider when they have their records concerning the current pregnancy transferred to us. Some of these discounts may even be combined. 

The following "Self-Pay" Plans are based on the entire fee being paid prior to the birth of the baby.

Plan A

$2400.00 – (see below) – This fee applies if you live within 50 miles of Rockport.

$2400 pays your global fee ($1450 less than our full price global fee)– This amount must be paid in full by 36 weeks gestation.

The following is an example of a payment schedule for this plan. In this example, the payments are made every 4 weeks (monthly) with care beginning around 6 weeks gestation –

    • 6 weeks gestation - $400.00 (deposit)
    • 10 weeks gestation - $286.00
    • 14 weeks gestation - $286.00
    • 18 weeks gestation - $286.00
    • 22 weeks gestation - $286.00
    • 26 weeks gestation - $286.00
    • 30 weeks gestation - $286.00
    • 36 weeks gestation - $284.00

Plan B

$2550.00 – plus hotel expenses (see below) – This fee applies if you live more than 50 miles from Rockport.

$2550 pays your global fee ($1450 less than the full global fee)– This fee must be paid by 36 weeks gestation.

Hotel Expenses For The Midwives – If you live more than 50 miles from our office, we require that you find a hotel near your home and set aside money for a room for our personal use. If the distance to your house hinders us from taking a break at home during a long early labor (as we would if you lived in town), or if we are too exhausted to safely travel on the road after a long birth, we will choose to stay in the hotel. If it turns out that we do not need the hotel room, the money of course is yours to keep. Please discuss specific arrangements with us prior to your birth if you live more than 50 miles away.

The following is an example of a payment schedule for this plan. In this example, the payments are made every 4 weeks (monthly) with care beginning around 6 weeks gestation –

    • 6 weeks gestation - $400.00 (deposit)
    • 10 weeks gestation - $307.00
    • 14 weeks gestation - $307.00
    • 18 weeks gestation - $307.00
    • 22 weeks gestation - $307.00
    • 26 weeks gestation - $307.00
    • 30 weeks gestation - $307.00
    • 36 weeks gestation - $308.00

Plan C  (Medicaid & Enlisted Military Discount)

$1850.00 – (see below) – If you have proof of Medicaid or can prove financial hardship you may be elgible for a discount. Instead of the usual $400 deposit, you will only be required to pay a $300 deposit. 

$1850 pays your global fee – This fee is paid to the primary supervising midwife and must be paid by 36 weeks gestation.

The following is an example of a payment schedule for this plan. In this example, the payments are made every 4 weeks (monthly) with care beginning around 6 weeks gestation –

Medicaid does not pay the fees of Licensed Midwives in Texas. However, if you are using a midwife, Medicaid will still cover any labwork and sonograms that are done while you are under the midwife's care. They will also cover you and your baby for any other medical needs should they become necessary. So if you need to see a doctor at any time while you are under the midwife's care, or if there is a transport to the hospital, Medicaid will cover these additional expenses.

 

If you have any special needs that you would like us to consider, please feel free to contact us directly.